Our main panel of providers were responsible for 61% of all guaranteed over 50s policy sales in
the UK in 2024.
*From £10 per month Life Insurance quoted rates are based on Guaranteed Over 50
Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February
2026.
£3,101 Cover Amount - 50 year old born in 1976 (One Family)
£2,554 Cover Amount - 55 year old born in 1971 (One Family)
£2,214 Cover Amount - 60 year old born in 1966 (One Family)
£1,760 Cover Amount - 65 year old born in 1961 (One Family)
£1,352 Cover Amount - 70 year old born in 1956 (SunLife)
£946 Cover Amount - 75 year old born in 1951 (SunLife)
£688 Cover Amount - 80 year old born in 1946 (SunLife)
People aged 85 are unable to achieve cover for £10 per month due to our partner insurers
minimum sum assureds and/or premium limits. Minimum premium examples provided below.
£11 per month for £510 Cover Amount - 85 year old born in 1941 (SunLife)
*From £5 per month Life Insurance quoted rates are based on Guaranteed Over 50
Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February
2026.
£1,201 Cover Amount - 50 year old born in 1976 (SunLife)
£1,035 Cover Amount - 55 year old born in 1971 (SunLife)
£929 Cover Amount - 60 year old born in 1966 (SunLife)
£758 Cover Amount - 65 year old born in 1961 (SunLife)
£576 Cover Amount - 70 year old born in 1956 (SunLife)
People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers
minimum sum assureds and/or premium limits. Minimum premium examples provided below.
£6 per month for £519 Cover Amount - 75 year old born in 1951 (SunLife)
£8 per month for £535 Cover Amount - 80 year old born in 1946 (SunLife)
£11 per month for £510 Cover Amount - 85 year old born in 1941 (SunLife)
**Trustpilot score is of Reassured Ltd which provides the quoting and arranging service for
insurance-expert.co.uk
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